WHO WE ARE AND Systems is a subsidiary of AND Global whose mission is to serve the underbanked population through the latest technological innovation. We provide an innovative, low-cost, mobile-based, instant microloan platform. The proprietary technology in our core system collects user data, accesses credit databases, and performs data analytics using machine learning algorithms. Once customers register on our app, approved loans will be transferred to their accounts within five minutes of applying.
Data-driven decision making We combine traditional data with non-traditional big data to unlock tailor-made credit opportunities for millions of underbanked middle-class people.
Highly available and fully scalable All data in our platform is safely stored in multiple data centers across different regions around the globe, which makes our infrastructure available 24/7, under any circumstance. Our platform is also fully scalable and works perfectly under heavy traffic without affecting the performance.
Enterprise-grade machine learning algorithm We have developed our own proprietary, secure, reliable, and high performance algorithms capable of processing massive amounts of data and predicting user’s behavior with a more than 95% accuracy rate. Our algorithms continue to evolve with every new piece of data.